WSJ PERSONAL FINANCE WORKBOOK(I***N=9780307336019) 英文原版 电子版 免费 pdf 下载 azw3 fb2 caj mobi

A hands-on, in***ctive guide to managing your monday and

building your financial future

Many of the worksheets in this book are available online and can be

saved, printed, and recalculated at any time. Go to:

WSJ.com/BookTools

Understanding your money, and getting it to work for you, is more

important today than it eve***as, because you alone are resp***ible

for every ***ect of your financial life, from managing your

day-to-day living expenses to planning a college savings fund and,

ultimately, retirement. The sooner you start taking control of your

financial life the better, and there’s no greater authority on

financial matters than The Wall Street Journal. This

workbook takes the mystery out of personal finance and addresses

every topic you’ll need to master, from building a solid financial

base to growing your financial assets. Worksheets, charts, and

step-by-step instructi*** throughout help you do the math and work

through the basics, *** it quick and easy to ***anize your cash

and eventually build wealth. Learn how to:

? Create a spending plan and budget

? Balance a checkbook

? Make decisi*** about what types of— and how much—insurance you

need

? Manage credit and debt

? Finance big expenses like real estate and education

? Understand and properly assess your own appetite for risk

? Formulate the right asset allocation

? Start building an investment portfolio

? Make real estate decisi*** like purchasing vs. renting

? Refinance a mortgage

? Manage your 401(k)

? Deal with taxes

? Plan for college expenses

Also available—the companion to this workbook: The Wall Street

Journal Complete Personal Finance Guidebook, by Jeff D.

Opdyke

Get your financial life in orde***ith help from The Wall Street

Journal. Look for:

? The Wall Street Journal Complete Money and Investing

Guidebook

? The Wall Street Journal Complete Identity Theft Guidebook

? The Wall Street Journal Complete Real Estate Investing

Guidebook

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　　Jeff D. Opdyke is a financial reporte***ho has covered

investing and personal finance for The Wall Street Journal

for the past twelve years. He is the author of Love and Money: A

Life Guide to Financial Success. He lives in Baton Rouge,

Louisiana, with his wife, Amy, and their two kids.

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